Mortgage

Southern First Bank offers a ClientFIRST® experience with our full service mortgage operation.

We underwrite, approve, and close our mortgages in-house providing you with exceptional service from start to finish. Whether you are purchasing your first home, moving to a new one, or refinancing your existing mortgage, we offer mortgage options that can help you reach your goal.

Available options include:

  • Conventional Mortgages – Fannie Mae and Freddie Mac
  • FHA Mortgages – Including Purchases with 3.5% down payment, Refinances
  • VA Mortgages – Including 100% Purchases and Streamline Refinances
  • USDA/Rural Housing – Including 100% Purchases, No Down Payment

You can apply online with our secure application or call one of our Mortgage Executives listed below.


Scott Bailey | Senior Vice President

Southern First Bank 
190 Knox Abbott Drive | Cayce, SC 29033
803.238.7437| Fax 803.223.6498
sbailey@southernfirst.com

 


Sarah Baldwin | Vice President Mortgage Executive

Southern First Bank
190 Knox Abbott Drive | Cayce, SC 29033
803.223.6414 | Fax 803.223.6489
sbaldwin@southernfirst.com
NMLS # 760314


 

Nelson Poe | Mortgage Executive

Southern First Bank 
100 Verdae Blvd | Greenville, SC 29607
864.679.9171 | Fax 864.679.9449
npoe@southernfirst.com
NMLS # 867638



Terryn Patterson | Mortgage Executive

Southern First Bank
480 East Bay Street | Charleston, SC 29403-6356
843.725.4627 | Fax 843.725.4660
tpatterson@southernfirst.com
NMLS  #772728



Lisa Gilstrap | Mortgage Executive

Southern First Bank
100 Verdae Blvd | Greenville, SC 29607
864.679.9055 | Fax 864.679.9432
lgilstrap@southernfirst.com
NMLS  #276691



Julia Howell | Mortgage Executive

Southern First Bank
190 Knox Abbott Drive | Cayce, SC 29033
803.223.6460 | Fax 803.462.4361
jhowell@southernfirst.com
NMLS  #289966

personal banking

Client First

Relationship Team member spotlight

Meet Robert Thompson.

As a Senior Officer, Robert has a ClientFIRST® focus and will take the time to understand your business and work with you to provide the tools to make your business successful. Email Robert, visit him at our Verdae Office, or call him at 864.679.9000.