Privacy Policy

FACTS — What does Southern First Bank do with your personal information?

Why?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances
  • Transaction history
  • Credit history
  • Account transactions
  • Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Southern First Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:


  • Does Southern First Bank share?
    Can you limit this sharing?
  • Does Southern First bank share?

    Yes

    Can you limit this sharing?
    No
  • Does Southern First bank share?

    No

    Can you limit this sharing?
    We don't share
  • Does Southern First bank share?

    No

    Can you limit this sharing?
    We don't share
  • Does Southern First bank share?

    No

    Can you limit this sharing?
    We don't share
  • Does Southern First bank share?

    No

    Can you limit this sharing?
    We don't share
  • Does Southern First bank share?

    No

    Can you limit this sharing?
    We don't share

Questions? Call toll-free 877-679-9646

What We Do:


  • What We Do
  • How does Southern First Bank protect my personal information?

    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

  • How does Southern First Bank collect my personal information?

    We collect your personal information, for example, when you:

    Open an account
    Give us your contact information
    Pay us by check
    Make a wire transfer
    Show your driver's license

    We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

  • Why can't I limit all sharing?

    Federal law gives you the right to limit only:

    sharing for affiliates' everyday business purposes - information about your creditworthiness
    affiliates from using your information to market to you
    sharing for nonaffiliates to market to you

    State laws and individual companies may give you additional rights to limit sharing.

Definitions:


  • Definitions
  • Affiliates

    Companies related by common ownership or control. They can be financial and non-financial companies.

    Southern First Bank has no affiliates.
  • Nonaffiliates

    Companies not related by common ownership or control. They can be financial and non-financial companies.

    Southern First Bank does not share with nonaffiliates so they can market to you.
  • Joint Marketing

    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

    Southern First Bank doesn't jointly market.