Savings Accounts

• Account
  Minimum Opening Balance
  Fees & Details

• FIRST Savings
  eFirst Savings

  Interest Bearing Account

  No minimum daily balance required

  Interest Compounds Daily and is Credited to Account Quarterly

  Small Dollar Validation for Micro Deposits
  Minimum Opening BalanceNone

  Fees & Details

  $10 excess withdrawal fee for electronic withdrawals or transfers in excess of six per month, fees will be charged quarterly.

  $5.00 per month for paper statements

  Rate Policy

• Health Savings Account (HSA)

  Interest Bearing Account

  No minimum balance to open

  $5,000 minimum daily balance required to earn interest

  Tax-free savings to cover medical expenses

  Contributions can be made any time

  Funds can be withdrawn with an HSA debit card or check

  No fees for set up, transactions, or HSA debit card use

  Interest Compounds Daily and is Credited to Account Monthly

  Find Your Banker

  Minimum Opening BalanceNone

  Fees & Details

  $5.00 per month for paper statements

• ClientFIRST® Money Market
  eClientFIRST® Money Market

  Interest Bearing Account

  $5,000 minimum balance to open

  $5,000 minimum daily balance required to earn interest

  Interest Compounds Daily and is Credited to Your Account per Statement Cycle

  Small Dollar Validation for Micro Deposits
  Minimum Opening Balance$5,000

  Fees & Details

  $15 service fee per statement cycle if daily balance is below $5,000

  $10 excess withdrawals or transfer fee in excess of six per statement cycle

  $5.00 per month for paper statements

  Rate Policy

• Certificates of Deposit (CDs)

  Terms from seven days to seven years

  Find Your Banker

  Minimum Opening Balance$1000

  Fees & Details

  Penalties may apply for early withdrawals

FDIC insured up to applicable limits.

The USA PATRIOT ACT has paved the way for financial institutions to help prevent fraud, identity theft, and the spread of terrorism. It required financial institutions to obtain more information from an individual or legal entity to help establish identity.

Your cooperation is needed when you open a new account or request a loan. You may be asked more questions to establish and confirm your identity. It may also be required for you to provide one or more forms of identification.