Paycheck Protection Program (PPP) - Recent Updates To learn more about the PPP Forgiveness process at Southern First, please click here. 
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Savings Accounts

Save up and earn interest for future expenses.

No Fees
Mobile & Tablet Apps
Electronic Statements

Call for current rates.
877-679-9646

  • Minimum Opening Balance
    Fees & Details
  • Minimum Opening BalanceNone
    Fees & Details
    $10 excess withdrawal fee for electronic withdrawals or transfers in excess of six per month, fees will be charged quarterly.
    $5.00 per month for paper statements
  • Minimum Opening Balance
    Fees & Details
  • Minimum Opening Balance$5,000
    Fees & Details
    $15 service fee per statement cycle if daily balance is below $5,000
    $10 excess withdrawals or transfer fee in excess of six per statement cycle
    $5.00 per month for paper statements
  • Minimum Opening Balance
    Fees & Details
  • Minimum Opening Balance$1000
    Fees & Details
    Penalties may apply for early withdrawals

FDIC insured up to applicable limits.

The USA PATRIOT ACT has paved the way for financial institutions to help prevent fraud, identity theft, and the spread of terrorism. It required financial institutions to obtain more information from an individual or legal entity to help establish identity.

Your cooperation is needed when you open a new account or request a loan. You may be asked more questions to establish and confirm your identity. It may also be required for you to provide one or more forms of identification.

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Your personal banker is part of an experienced team that's ready to help with finances, now and in the future. All Personal Bankers