Savings Accounts

Save up and earn interest for future expenses.

No Fees

Mobile & Tablet Apps

Electronic Statements

Call for current rates.
877-679-9646

Account
Minimum Opening Balance
Fees & Details
FIRST Savings
eFirst Savings
Interest Bearing Account
No minimum daily balance required
Interest Compounds Daily and is Credited to Account Quarterly
Small Dollar Validation for Micro Deposits
Minimum Opening BalanceNone
Fees & Details
$10 excess withdrawal fee for electronic withdrawals or transfers in excess of six per month, fees will be charged quarterly.
$5.00 per month for paper statements
Rate Policy

Account
Minimum Opening Balance
Fees & Details
Health Savings Account (HSA)
Interest Bearing Account
No minimum balance to open
$5,000 minimum daily balance required to earn interest
Tax-free savings to cover medical expenses
Contributions can be made any time
Funds can be withdrawn with an HSA debit card or check
No fees for set up, transactions, or HSA debit card use
Interest Compounds Daily and is Credited to Account Monthly
Find Your Banker
Minimum Opening BalanceNone
Fees & Details
$5.00 per month for paper statements

Account
Minimum Opening Balance
Fees & Details
ClientFIRST® Money Market
eClientFIRST® Money Market
Interest Bearing Account
$5,000 minimum balance to open
$5,000 minimum daily balance required to earn interest
Interest Compounds Daily and is Credited to Your Account per Statement Cycle
Small Dollar Validation for Micro Deposits
Minimum Opening Balance$5,000
Fees & Details
$15 service fee per statement cycle if daily balance is below $5,000
$10 excess withdrawals or transfer fee in excess of six per statement cycle
$5.00 per month for paper statements
Rate Policy

Account
Minimum Opening Balance
Fees & Details
Certificates of Deposit (CDs)
Terms from 12 - 36 months
Find Your Banker
Minimum Opening Balance$1000
Fees & Details
Penalties may apply for early withdrawals

FDIC insured up to applicable limits.

The USA PATRIOT ACT has paved the way for financial institutions to help prevent fraud, identity theft, and the spread of terrorism. It required financial institutions to obtain more information from an individual or legal entity to help establish identity.

Your cooperation is needed when you open a new account or request a loan. You may be asked more questions to establish and confirm your identity. It may also be required for you to provide one or more forms of identification.

Find your personal banker.

Bartow Ray Charleston
Lindsay Anderson Greenville
Jordan Quinzi Columbia
Monica Navarro Raleigh
Lesley Griffeth Greenville
Drew Kirkpatrick Columbia
Kim Macklanburg Greenville
Brenda McKay Greenville

Your personal banker is part of an experienced team that's ready to help with finances, now and in the future. All Personal Bankers