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Our Philosophy

Making a Difference, One Account at a Time

We believe banking is about people.

We don’t just make loans. We build long-lasting relationships to help you achieve your dreams.


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Our Mission
Our mission is to impact lives in the communities we serve.

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Our Purpose
We exist to enable dreams, earn trust, and exceed expectations.

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Our Culture
We focus on the things that matter most: family, community, and teamwork.

What Defines Southern First

Outdoor group shot of 13 Southern First bankers on a sidewalk.

Working Together

Our people are the driving force behind our success, and they are committed to helping our clients and community thrive.

Supporting Our Community

We are actively engaged in the communities around us, dedicated to serving others and building relationships that last.

Two people wearing masks, one giving a thumbs up, in front of paper bags loaded with donations.
Group photo of 8 people in front of a football field backdrop and goal post, with one person in front holding up a Southern First Bank sign.

Leading with Excellence

We compete with a passion for winning, celebrating our victories, and enjoying the journey along the way.

Honoring Our Values

Rooted in service and family, our core values make up the foundation of our company and the way we do business.

Two people smiling, one in business casual and the other in sports attire in front of a laptop.

First Insights