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Commercial Credit Card

Business Spending, Streamlined

With our Commercial Credit Card, begin streamlining your payment processes and realizing the benefits of improved cash flow management, increased fraud protection, reduced payment cost, and new income from rebates.  

Woman at desk on the phone and holding credit card.

Administrator Experience:

  • Access to secure, online eZBusiness portal to self-manage card program
  • Submit real-time and queued requests: create cardholder, close account, activate card, dispute transactions, and more
  • Manage cardholder limits, spending restrictions, eZCard portal access, and more
  • Set up recurring, automatic payments
  • View electronic PDF statments and export transaction history to Excel, CSV, Tab-Spacing, QBO (Quickbooks), QIF/QFX (Quicken)
  • Add additional administratiors and control seperation of duties

Cardholder Experience:

  • Access to secure, online eZCard portal
  • Self-enroll in eZCard if not auto enrolled by a company admin
  • Quick access to account information including recent and pending transactions, spending limit, current balance, and more
  • View electronic PDF statements and export transaction history to CSV, QBO (Quickbooks), QFX (Quicken), and Tab Delimited
  • Set up account alerts and recieve via text or email 1
  • Submit transaction disputes

Purchasing Card


Multi-use card designed for business expenses and procurement purposes

Centralized platform for managing business expenses

Customizable spending limits per cardholder

Merchant controls to prevent unauthorized purchases


Virtual Card


Designed for online transactions and recurring payments

Greater flexibility, enhanced security, and improved control over online spending

Generate virtual cards for temporary or single-use purposes

Create efficiency with virtual cards that can be logged (card on file) with a vendor


Fleet Card


Designed for businesses with a fleet of vehicles

Increase efficiency, control, and visibility into transportation-related expenses

Enforce entry of driver ID or odometer reading at time of purchase

Obtain detailed reporting on fuel expenses


Want to learn more?

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Subject to underwriting, and credit approval. Commercial credit card terms and conditions, and other restrictions may apply. Mobile carrier fees may apply. Message and data rates may apply.

 Commercial Credit Card Terms & Conditions apply.  

See  VISA's Guide to Benefits for more information on eligible benefits with Southern First VISA Commercial Card.