Personal Checking Accounts
Accounts That Fit Your Lifestyle
Make your finances work for you.
We provide different checking account options to help you reach your financial goals.
Free ATMs for Debit Cards
You accept the fee. We'll cover the charge.
Instant-Issue Debit Cards
Ready to swipe when you are.
Mobile App Access
Manage your account anytime, anywhere.
Southern FIRST
- No minimum daily balance required to avoid service fee
- Opt-in to paper statements for $5 per month
FDIC insured up to applicable limits.
Clients must be of legal age to open an account.
Note About the USA Patriot Act and Identity Verification
The USA PATRIOT ACT has paved the way for financial institutions to help prevent fraud, identity theft, and the spread of terrorism. It required financial institutions to obtain more information from an individual or legal entity to help establish identity.
Your cooperation is needed when you open a new account or request a loan. You may be asked more questions to establish and confirm your identity. It may also be required for you to provide one or more forms of identification.